Refinance student loan consolidating student loan

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The automatic payment discount may not change your monthly payment amount depending on the type of loan you receive, but may reduce the number of payments or reduce the amount of your final payment.

Learn more about how to take advantage of both student loan discounts. The lifetime limit for this loan combined with all other education-related debt is 0,000.

If financial hardship makes it difficult to remain current on the loan payments, we encourage you to talk to us to see what options are available.

If you’re unsure about any of your current loan details, log into your Federal Student Aid account or ask your federal loan servicer.

A cosigner is someone who shares responsibility with the borrower for repaying the loan.

The cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.

Fixed interest rates stay the same over the life of the loan. Your interest rate will be determined by several factors when you apply, most importantly your credit history and that of your cosigner, if applicable.

Your interest rate options will be presented to you during the application process, at which point you can choose between a specific variable interest rate and specific fixed interest rate.

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